Bachelor of Science in Finance – Financial Management Online

Fine-tune your money management skills and prepare for a career guiding businesses on the use of funds.

Apply by: 2/18/25
Start class: 3/10/25 Apply Now Apply Now

Program Overview

Learn more about our online bachelor’s degree in financial management

Prepare for a career in one of the most important areas of an organization’s operations—money management. The 100% online Bachelor of Science in Finance – Financial Management from Northwest Missouri State University prepares you to become a trusted and knowledgeable business professional with both financial and management skills.

Our bachelor’s degree in finance online program provides you with the tools to work on any organization’s finance team, where accounting and financial information is used to make determinations about risks, investments, planning and budgeting. You will build your business acumen, financial expertise and communication skills to be able to work with both finance and accounting personnel as well as identify accounting information and financial models to contribute to business decisions.

Our experiential learning format prepares you with the relevant knowledge and skills to effectively contribute to the workforce upon graduating. The undergraduate-level curriculum goes beyond theory and encourages you, as a student, to think critically and act decisively. Plus, the profession-based learning aspect of the curriculum, influenced by the Professional Advisory Board at Northwest, allows you to apply your studies to real-life contexts. The Board, composed of industry professionals, meets annually to discuss the job market, workforce skills, gaps and needs and provides that information to Northwest faculty so they may incorporate it in their course learning outcomes.

This online finance program is fundamental in preparing career-ready graduates

More than 95% of students graduating with this degree find employment or continue their education within six months after graduation.

Graduates of this online financial management bachelor’s program will:

  • Understand the fundamentals of finance used within a business organization
  • Be able to make business management decisions that require an understanding of finance
  • Demonstrate written and oral communication skills to provide the bridge between a finance department and other areas of a business
  • Understand the fundamentals of finance used within a business organization
  • Be able to make business management decisions that require an understanding of finance
  • Demonstrate written and oral communication skills to provide the bridge between a finance department and other areas of a business

Financial management careers:

  • Bank Branch Manager
  • Finance Manager or Planner
  • Accounting Supervisor
  • Financial Analyst or Advisor
  • Asset Manager
  • Property Manager
  • Real Estate Agent or Appraiser
  • Stockbroker
  • Bank Branch Manager
  • Finance Manager or Planner
  • Accounting Supervisor
  • Financial Analyst or Advisor
  • Asset Manager
  • Property Manager
  • Real Estate Agent or Appraiser
  • Stockbroker

Accreditation:

Northwest Missouri State University is accredited by the Higher Learning Commission (hlcommission.org), an institutional accreditation agency recognized by the U.S. Department of Education.

Also available:

Northwest offers a variety of specialized online education program options. Check out our other online undergraduate programs.

Per Credit Hour $334*
Program Transfer Credits: Up to 82 hours
Credit Hours 120

Accreditation:

Northwest Missouri State University is accredited by the Higher Learning Commission (hlcommission.org), an institutional accreditation agency recognized by the U.S. Department of Education.

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Need More Information?

Call 844-890-9304

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Tuition

Find out how and when to pay your tuition

Our B.S. in Finance – Financial Management online program offers affordable, pay-by-the-course tuition, which is the same for in-state and out-of-state students. There is a $35 per course fee.

Transfer Your Credits for Lower Tuition

Use our Tuition Estimator to see how affordable your degree could be. Slide the notch to the number of credits you've already earned—which may qualify for transfer credit—to get an estimate of what your degree might cost.

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Transfer Credits: 0
Your Estimated Tuition: $Your Estimated Tuition:
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Transcripts sent from other colleges and universities will be evaluated, and accepted credits will be added to the student’s Northwest record. The Tuition Estimator is not a guarantee or predictor of the number of credit hours that will be accepted.

Tuition breakdown:

Per Credit Hour $334*

Calendar

Our application deadlines and class schedules

Northwest online programs are delivered in an accelerated format ideal for working students, conveniently featuring multiple start dates each year.

TermProgram Start DateApplication DeadlineDocument DeadlineRegistration DeadlinePayment DueLast Class Day
Spring 11/13/2512/19/241/2/251/7/251/8/252/28/25
Spring 23/10/252/18/252/24/253/3/253/5/254/25/25
Summer 15/5/254/15/254/21/254/28/254/30/256/20/25
Summer 26/23/256/2/256/6/256/13/256/17/258/8/25
Fall 18/25/258/5/258/11/258/18/258/20/2510/10/25
Fall 210/20/259/30/2510/6/2510/13/2510/15/2512/5/25

Now enrolling:

Next Apply Date: 2/18/25
Next Class Start Date: 3/10/25
Ready to take the next steps toward

earning your degree?

Apply Now

Admissions

What you need to know before applying

At Northwest, we’ve streamlined the admission process to help you get started quickly and easily. Please read the requirements for the B.S. in Finance – Financial Management online, including what additional materials you need and where you should send them. The requirements include:

Admission Requirements:

  • GPA of at least 2.0 on a 4.0 scale
  • Official transcripts from all institutions attended

To apply for this program, you must meet the requirements for one of the sections listed below.

Transfer Criteria

  • Students with 24 or more transferrable credit hours:
    • A minimum 2.0 cumulative transfer GPA (on a 4.0 scale)
  • Students with less than 24 transferrable credit hours:
    • Follow freshman admission requirements and have a minimum 2.0 cumulative transfer GPA (on a 4.0 scale)
  • Transfer students from non-regionally accredited institutions will also be considered a freshman; credit cannot be transferred into Northwest from a non-regionally accredited institution

Returning Students (previously enrolled as degree-seeking at Northwest)

  • A minimum 2.0 cumulative transfer GPA in any coursework completed since last being at Northwest (on 4.0 scale)
  • A probation essay (if returning after being suspended or put on probation) explaining previous time at Northwest, what they've been doing since and how they plan to be successful when they return

Freshman Criteria (Adult - 24+ years old):

  • High school transcript showing graduation date or completion of GED/HiSET
  • Essay
  • ACT/SAT test scores optional; can be submitted for scholarship/placement purposes if available

Freshman Criteria (for non-adult freshmen and transfers with less than 24 transferrable hours):

  • Category I:
    • 21 or higher ACT composite (or the SAT equivalent: SAT-980 or 1060**)
    • A minimum 2.0 cumulative GPA (weighted or unweighted) or above (on 4.0 scale)

**Per 2016 SAT redesign.

  • Category II:
    • Have an admissions index score (see here) that equals or exceeds 100 points
    • A minimum 2.0 cumulative GPA (weighted or unweighted) or above (on a 4.0 scale)
  • Category III:
    • Minimum 3.0 cumulative GPA (weighted or unweighted) or above (on a 4.0 scale)
    • Complete high school college-preparatory curriculum
    • Students who have completed the GED or HiSET are eligible with a minimum score of 660 on the GED or a minimum score of 75 on the HiSET
    • This category is not an option for home-schooled or unaccredited high school graduates unless they have also completed the GED or HiSET

Home-Schooled Students

Applicants must have their ACT or SAT results submitted directly from ACT or College Board. A transcript listing of high school courses and grades in each course is also required for admission.

  • 21 or higher on the ACT (or SAT equivalent), OR
  • GED score of 660 or higher, OR
  • HiSET score of 75 or higher

GED Applicants/HiSET Applicants

A student may be considered for admission after receiving an equivalency certification, meeting the following criteria:

  • GED score of 660 or higher, OR
  • HiSET score of 75 or higher

Official transcripts can be emailed to [email protected]. To submit official documents by mail, send them to:

Office of Admissions
Northwest Missouri State University
800 University Drive
Maryville, MO 64468-6001

Have a question? Call us at 844-890-9304.

Click here for State Authorization information.


Admission Requirements:

  • GPA of at least 2.0 on a 4.0 scale
  • Official transcripts from all institutions attended

Courses

A look at the online finance degree curriculum

For the B.S. in Finance – Financial Management online, the curriculum is comprised of 120 credit hours, including: 44-47 credit hours of Northwest Core (general education), 4 credit hours of Institutional Requirements, 48 credit hours of Common Professional Component courses, 27 credit hours of Required Courses, and 6 credit hours of an Advisor-Approved Elective Courses.

Students must take 44-47 credit hours of general education courses to meet the degree plan requirements.

Students are required to take a University Seminar (1 credit hour) and a digital literacy course, usually Computers and Information Technology (3 credit hours). Below is the information for each course.

Duration: 7 Weeks weeks
Credit Hours: 1
University Seminar is designed to help students transition to college life and achieve success. Topics of exploration will include the privileges, rights, and responsibilities associated with a university education, skills necessary for success, assuming responsibility for one's own university experience, and available resources.
Duration: 7 Weeks weeks
Credit Hours: 3
Introduction to computer systems. Topics include integrated office applications, hardware, software, Internet, and the rights and responsibilities of computer users.

To ensure a common professional foundation among the accredited business programs, all students majoring in Accounting, Business Economics, Business Management, Business Technology, Finance, International Business, Management Information Systems, Marketing, and Organizational Behavior/Human Resource Management are required to fulfill the following common professional component requirements. A minimum grade of C is mandatory for each of the Common Professional Component and required courses.

Non-business Courses (9 hours)
Business Courses (39 hours)

Click here for the 2024-2025 Common Professional Component courses.

Students will take MGMT 54318 or MGMT 54320.

Duration: 7 Weeks weeks
Credit Hours: 3
A study of the principles of investment and investment vehicles.
Duration: 7 Weeks weeks
Credit Hours: 3
A course dealing with fixed income, derivatives, and foreign exchange. Prerequisite: FIN 53324 and FIN 53325 both with a minimum grade of C.
Duration: 7 Weeks weeks
Credit Hours: 3
An in-depth study of financial theory and practices including such topics as capital structure, dividend policy, capital budgeting, asset pricing and working capital management. Prerequisite: FIN 53324 with a minimum grade of C.

Student Learning Outcomes:

  • Apply time value of money to value future cash flows and securities
  • Apply and understand the conceptual relationship between the risk and return
  • Understand the FCF Valuation model
  • Understand the concept of corporate governance
  • Estimate a firm’s cost of capital
  • Apply the evaluation techniques of capital budgeting analysis
  • Understand the concept of dividend policy
  • Understand the different types of risks that affect business decision
  • Understand how businesses determine their optimal capital structure
  • Understand the concept of working capital management
Duration: 7 Weeks weeks
Credit Hours: 3
A course which deals with structure, functions, policies and decision-making within financial institutions.
Duration: 7 Weeks weeks
Credit Hours: 3
An advanced case study course dealing with the management of corporate finance.
Duration: 7 Weeks weeks
Credit Hours: 3
A study of objectives, functions, and organization of typical human resource management, emphasizing job analysis, selection and placement; development and training; safety and health; employee relations; administration of wages and benefits; labor legislation; and personnel research. Prerequisite: MGMT 54313.

Learning Outcomes:

  • Inspire a curiosity for and understanding of the historical evolution of HRM thought as it pertains to current day practices.
  • Be able to identify current problems, issues, and trends faced by human resource professionals
  • Increase your understanding of the functions of management and organizations in the real world
  • Recognize the importance of business ethics and the role it plays in HRM, as HR professionals serve as advocates for the workforce while complying with the corporate objectives of senior management
  • Demonstrate comprehension of the legal environment that affects HRM
  • Demonstrate an understanding of job analysis; recruitment of employees, including internal and external sources; selection of employees, including concerns of validity and reliability
  • Show a basic understanding of the performance evaluation process, including methods of performance appraisal and potential errors involved
  • Demonstrate an understanding of organizational reward systems, in particular: wage and salary systems; incentive based or performance-based systems; and employee benefits, including retirement benefits, health benefits, etc.
  • Exhibit understanding of employee safety and health concerns and requirements, particularly the Occupational Safety and Health Act (OSHA)
Duration: 7 Weeks weeks
Credit Hours: 3
The application of principles and concepts of the behavioral sciences and total quality management to the interpersonal relationships found within modern organizations. As quality management practices replace authoritarian structures with more democratic processes, a need to stress continuous improvement, self-regulation of work content and structure within a job, self-evaluation of performance, self-adjustment in response to work system variability, and participation in the setting of job goals or objectives are seen as the key to effective managerial behavior. Prerequisite: MGMT 54313.

Learning Outcomes:

  • Identify and discuss the elements of human behavior in groups/organizations and management of human resources
  • Identify and apply skills in problem identification, diagnosis, decision-making, and implementation in human problem situations
  • Investigate the frameworks for the analysis of human performance in organizations, to include discussion, analysis, and application of:
    • Individual behavior and motivation
    • Interpersonal interaction and communication
    • Group processes, teamwork, and leadership
    • Organizational processes and structures
    • Management practices to improve human performance and productivity
Duration: 7 Weeks weeks
Credit Hours: 3
A course designed to aid the prospective small business owner in deciding whether or not to start or purchase a retail business, becoming aware of the pitfalls and failure, and understanding how various decisions might increase chances of success. Small business will be compared and contrasted with the larger corporation on several topics. Prerequisite: MGMT 54313.

Learning Outcomes:

  • The aim of this course is to provide potential entrepreneurs with a background and foundation on the startup of new ventures and to introduce aspects of planning and management related to small business. The objectives of the course are:
  • Identify and analyze potential business opportunities.
  • Examine differences between new ventures and existing organizations
  • Identify common issues that arise in new venture creation
  • Investigate how potential entrepreneurs can be better prepared to address issues that arise
  • in new venture creation
  • Explain what is necessary to start a new venture
  • Analyze if entrepreneurship is a worthwhile pursuit
Duration: 7 Weeks weeks
Credit Hours: 3
A study of the theoretical and practical perspectives of the various negotiation process strategies and tactics found in the contemporary business and social setting. Emphasis will be placed on the preparation element of the negotiation process, distributive and integrative negotiation techniques, along with developing negotiation styles, relational trust building, power, persuasion and ethics, creativity and problem-solving in negotiations, multi-party and multi-cultural negotiations. Prerequisite: MGMT 54313.

Learning Outcomes:

  • Demonstrate an understanding that negotiation is a critical life skill that can be learned and improved
  • Identify and explain the importance of all phases of negotiations.
  • Explain and discuss how persuasion, power, and ethics figure as key negotiating challenges.
  • Explain and discuss how to develop differing negotiation styles and behaviors and their respective impact on negotiated outcomes.
  • Explain and discuss why building trusting relationships can result in more lasting and more effective negotiations.
  • Identify patterns and phases in negotiation settings, how to mitigate them, and how selecting one pattern from another may result in different results.
  • Explain and discuss the implications for negotiation in cross-cultural settings.
  • Demonstrate an understanding of and ability to use the language of negotiation both in speaking and writing
Duration: 7 Weeks weeks
Credit Hours: 3
Advisor-approved elective

Free electives as needed to reach minimum 120 graduation hours.

Still undecided?

Ranked #1

Northwest Missouri State University is ranked #1 among the "Best Online Colleges in Missouri" by SR Education Group (2020)

Highly Qualified Faculty

100% of classes are taught by professionals, not graduate assistants

*Tuition and fees are based on current rates. Textbooks and laptops are not included with tuition. A one-time fee of $20.50 will be charged for remote proctoring of required Assessment of Core Proficiencies.

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