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Bachelor of Science in Finance – Financial Management Online

Fine-tune your money management skills and prepare for a career guiding businesses on the use of funds.

02/20/23 Next Application Due Date
03/13/23 Next Class Start Date


Learn More About Our Online Bachelor’s Degree in Finance

Prepare for a career in one of the most important areas of an organization’s operations—money management. The 100% online Bachelor of Science in Finance – Financial Management from Northwest Missouri State University prepares you to become a trusted and knowledgeable business professional with both financial and management skills.

$299 Per Credit Hour
Up to 82 Transfer Credits
120 Credit Hours

Our bachelor’s degree in finance online program provides you with the tools to work on any organization’s finance team, where accounting and financial information is used to make determinations about risks, investments, planning and budgeting. You will build your business acumen, financial expertise and communication skills to be able to work with both finance and accounting personnel as well as identify accounting information and financial models to contribute to business decisions.

Our experiential learning format prepares you with the relevant knowledge and skills to effectively contribute to the workforce upon graduating. The undergraduate-level curriculum goes beyond theory and encourages you, as a student, to think critically and act decisively. Plus, the profession-based learning aspect of the curriculum, influenced by the Professional Advisory Board at Northwest, allows you to apply your studies to real-life contexts. The Board, composed of industry professionals, meets annually to discuss the job market, workforce skills, gaps and needs and provides that information to Northwest faculty so they may incorporate it in their course learning outcomes.

This online finance program is fundamental in preparing career-ready graduates

More than 95% of students graduating with this degree find employment or continue their education within six months after graduation.

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Northwest Missouri State University is accredited by the Higher Learning Commission. HLC accredits degree-granting, post-secondary educational institutions in the United States. For more information, contact the Higher Learning Commission by mail at 230 South LaSalle Street, Suite 7-500, Chicago, Illinois 60604-1411, by phone at 800-621-7440 or via email at [email protected].

Graduates of this online financial management program will:

  • Understand the fundamentals of finance used within a business organization
  • Be able to make business management decisions that require an understanding of finance
  • Demonstrate written and oral communication skills to provide the bridge between a finance department and other areas of a business

Financial management careers:

  • Bank Branch Manager
  • Finance Manager or Planner
  • Accounting Supervisor
  • Financial Analyst or Advisor
  • Asset Manager
  • Property Manager
  • Real Estate Agent or Appraiser
  • Stockbroker

Have questions or need more information about our online programs?

Also available

Northwest offers a variety of specialized online education program options. Check out our other online undergraduate programs.

Tuition and Fees

Find Out How and When to Pay Your Tuition

Our B.S. in Finance – Financial Management online program offers affordable, pay-by-the-course tuition, which is the same for in-state and out-of-state students. All fees are included.

$299 Per Credit Hour

View full tuition breakdown

Program Per Credit Hour Per Course
B.S. in Finance – Financial Management $299 $897*

Important Refund Information

2nd day of class Last date for 100% refund for dropped course
4th day of class Last date for 75% refund for dropped course
6th day of class Last date for 50% refund for dropped course
8th day of class Last date for 25% refund for dropped course

Required Fees:

Required fee per course: $30

*Tuition and fees are subject to change. Current amounts are based on 2020-21 tuition rates. Textbooks and laptops are not included with tuition. A one-time fee of $20.50 will be charged for remote proctoring of required Assessment of Core Proficiencies.

Northwest Missouri State University is ranked #1 among the “Best Online Colleges in Missouri” by SR Education Group (2019).


Our Application Deadlines and Class Schedules

Northwest online programs are delivered in an accelerated format ideal for working students, conveniently featuring multiple start dates each year.

02/20/23 Next Application Deadline
03/13/23 Start Classes

View full calendar

Term Program Start Date Application Deadline Document Deadline Registration Deadline Payment Due Last Class Day
Spring 1 01/11/23 12/21/22 01/03/23 01/04/23 01/06/23 03/03/23
Spring 2 03/13/23 02/20/23 02/24/23 03/07/23 03/08/23 04/28/23
Summer 1 05/09/23 04/19/23 04/25/23 05/02/23 05/04/23 06/23/23
Summer 2 06/26/23 06/05/23 06/09/23 06/16/23 06/21/23 08/11/23
Fall 1 08/21/23 08/01/23 08/07/23 08/14/23 08/16/23 10/06/23
Fall 2 10/16/23 09/26/23 10/02/23 10/09/23 10/11/23 12/01/23

Ready to take the next step toward earning your degree online from Northwest?


What You Need to Know Before Applying

At Northwest, we’ve streamlined the admission process to help you get started quickly and easily. Please read the requirements for the B.S. in Finance – Financial Management online, including what additional materials you need and where you should send them. The requirements include:

GPA of at least 2.0 on a 4.0 scale
Official transcripts from all institutions attended

View all admission requirements

To apply for this program, you must meet the requirements for one of the sections listed below.

Transfer Criteria

  • Students with 24 or more transferrable credit hours:
    • A minimum 2.0 cumulative transfer GPA (on a 4.0 scale)
  • Students with less than 24 transferrable credit hours:
    • Follow freshman admission requirements and have a minimum 2.0 cumulative transfer GPA (on a 4.0 scale)
  • Transfer students from non-regionally accredited institutions will also be considered a freshman; credit cannot be transferred into Northwest from a non-regionally accredited institution

Returning Students (previously enrolled as degree-seeking at Northwest)

  • A minimum 2.0 cumulative transfer GPA in any coursework completed since last being at Northwest (on 4.0 scale)
  • A probation essay (if returning after being suspended or put on probation) explaining previous time at Northwest, what they've been doing since and how they plan to be successful when they return

Freshman Criteria (Adult - 24+ years old):

  • High school transcript showing graduation date or completion of GED/HiSET
  • Essay
  • ACT/SAT test scores optional; can be submitted for scholarship/placement purposes if available

Freshman Criteria (for non-adult freshmen and transfers with less than 24 transferrable hours):

  • Category I:
    • 21 or higher ACT composite (or the SAT equivalent: SAT-980 or 1060*)
    • A minimum 2.0 cumulative GPA (weighted or unweighted) or above (on 4.0 scale)

*Per 2016 SAT redesign.

  • Category II:
    • Have an admissions index score (see here) that equals or exceeds 100 points
    • A minimum 2.0 cumulative GPA (weighted or unweighted) or above (on a 4.0 scale)
  • Category III:
    • Minimum 3.0 cumulative GPA (weighted or unweighted) or above (on a 4.0 scale)
    • Complete high school college-preparatory curriculum
    • Students who have completed the GED or HiSET are eligible with a minimum score of 660 on the GED or a minimum score of 75 on the HiSET
    • This category is not an option for home-schooled or unaccredited high school graduates unless they have also completed the GED or HiSET

Home-Schooled Students

Applicants must have their ACT or SAT results submitted directly from ACT or College Board. A transcript listing of high school courses and grades in each course is also required for admission.

  • 21 or higher on the ACT (or SAT equivalent), OR
  • GED score of 660 or higher, OR
  • HiSET score of 75 or higher

GED Applicants/HiSET Applicants

A student may be considered for admission after receiving an equivalency certification, meeting the following criteria:

  • GED score of 660 or higher, OR
  • HiSET score of 75 or higher

Official transcripts can be emailed to [email protected]. To submit official documents by mail, send them to:

Office of Admissions
Northwest Missouri State University
800 University Drive
Maryville, MO 64468-6001

Have a question? Call us at 844-890-9304 844-890-9304.

Click here for State Authorization information.


A Look at the Online Finance Degree Curriculum

For the B.S. in Finance – Financial Management online, the curriculum is comprised of 120 credit hours, including: 44-47 credit hours of Northwest Core (general education), 4 credit hours of Institutional Requirements, 48 credit hours of Common Professional Component courses, 27 credit hours of Required Courses, and 6 credit hours of an Advisor-Approved Elective Courses.

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Students must take 44-47 credit hours of general education courses to meet the degree plan requirements.

Students are required to take University Seminar (1 credit hour) and a digital literacy course, usually Computers and Information Technology (3 credit hours). Below is the information for each course.

Duration: 7 weeks   |   Credit Hours: 1

University Seminar is designed to help students transition to college life and achieve success. Topics of exploration will include the privileges, rights, and responsibilities associated with a university education, skills necessary for success, assuming responsibility for one's own university experience, and available resources.

Duration: 7 weeks   |   Credit Hours: 3

This course serves as an introduction to computer systems. Topics include integrated office applications, hardware, software, internet, and the rights and responsibilities of computer users.

Duration: 7 weeks   |   Credit Hours: 3

Course focuses on basic concepts of decision making, central values, variability, probability and statistical inference, elementary concepts of correlation, parametric tests of significance, and regression analysis. Will satisfy The Northwest Core requirement in mathematics. Proficiency examination is available. Prerequisite: An ACT Math score of 22 or higher, high school GPA of 3.00 or higher, or a minimum grade of C in MATH 17082, or concurrent enrollment in MATH 17014.

Duration: 7 weeks   |   Credit Hours: 3

This is a course for helping students apply functions to model practical situations. Students will apply concepts of algebra to problem solving while relying more heavily on technology when using nonlinear situations. Will satisfy The Northwest Core requirement in mathematics. Proficiency examination is available.

Duration: 7 weeks   |   Credit Hours: 3

This course serves as an introduction to computer systems. Topics include integrated office applications, hardware, software, internet, and the rights and responsibilities of computer users.

Duration: 7 weeks   |   Credit Hours: 3

A beginning course on the principles and theory of accounting.

Duration: 7 weeks   |   Credit Hours: 3

A continuation of ACCT 51201, with the partnership and corporation as forms of business organizations emphasized. Prerequisite: ACCT 51201 with a minimum grade of C.

Duration: 7 weeks   |   Credit Hours: 3

This serves as an introduction to the fundamental principles of macroeconomic analysis. It focuses on the basic principles relating to aggregate supply and demand; the determination of national income, employment and price level; money and banking; monetary and fiscal policies; and alternative economic systems are studied.

Duration: 7 weeks   |   Credit Hours: 3

This course is an introduction to the fundamental principles of microeconomic analysis. It focuses on the basic principles relating to the decision-making by the individual household and the individual firm under different market structures, the allocation of society's resources and international trade and balance of payments are studied.

Duration: 7 weeks   |   Credit Hours: 3

This course reviews fundamental principles of law in relation to the legal environment of business, including procedure and evidence, business ethics, court systems, contracts, torts, administrative law and constitutional law.

Duration: 7 weeks   |   Credit Hours: 3

This course provides a study of the financial structure of corporations, principles and techniques used in financial analysis and decision-making. Prerequisites: A grade of C or better in ACCT 51202 and MATH 17116 or MATH 17117 or MATH 17118 or MATH 17119 or MATH 17120 or consent of instructor.

Duration: 7 weeks   |   Credit Hours: 3

This course is designed to acquaint students with current knowledge and emerging trends in business communication. Emphasis on developing and improving business writing (letters, memoranda, reports) and oral presentation skills, understanding the importance of communication in organizations, developing skills needed in the job search, and learning how to match specific communicative styles to various situations. Prerequisites: COM 29102, ENGL 10112 or ENGL 10115.

Duration: 7 weeks   |   Credit Hours: 3

This course provides an introduction to the field of management designed to give a basic understanding of the principles, concepts and functions of management within that social system called the "information era". Successful management is dependent on fostering responsible and autonomous behavior, as authoritarian structures are being replaced by democratic processes evolving within modern organizations. Thus, successful management is studied as the processes and behavior of participative management.

Duration: 7 weeks   |   Credit Hours: 3

This course is a study of the several areas of primary concern to the production manager including layout, work measurement, wage incentives, inventory control and quality control. The use of both qualitative and quantitative tools to aid in decision-making will be introduced. Prerequisites: MGMT 54313, MATH 17114, MATH 17118, or consent of instructor.

Duration: 7 weeks   |   Credit Hours: 3

This is a course designed to give students the opportunity to integrate information from the functional areas of an organization in the formation and implementation of organizational policy. Computer simulations will also be utilized to simulate organizational decision-making. Prerequisite: Senior standing, ECON 52150 and ECON 52151 (with a minimum grade of C in each of the courses), and completion of all other common professional component courses.

Duration: 7 weeks   |   Credit Hours: 3

In this course students will study the determination and satisfaction of consumer wants or needs from a managerial perspective. Elements of this process include market research, demand analysis, product development, pricing, promotion, and distribution.

Duration: 7 weeks   |   Credit Hours: 3

This course focuses on the myths, misconceptions, and misinformation prevailing in International Business, especially in the areas that affect us most-protectionism vs. free trade, balance of payments, deficits and surpluses, the European Union, WTO, problems unique to developing countries, changing trade patterns and reasons why, floating vs. fixed monetary systems, cultural differences, and multinationals.

Duration: 7 weeks   |   Credit Hours: 3

This is a study of business systems and their relationship with computer systems. The interaction of various systems of the organization and computer technology is emphasized. Prerequisites: MGMT 54313 and CSIS 44130.

Duration: 7 weeks   |   Credit Hours: 3

A study of the principles of investment and investment vehicles.

Duration: 7 weeks   |   Credit Hours: 3

An in-depth study of financial theory and practices including such topics as capital structure, dividend policy, capital budgeting, asset pricing and working capital management.

Student Learning Outcomes:

  • Apply time value of money to value future cash flows and securities
  • Apply and understand the conceptual relationship between the risk and return
  • Understand the FCF Valuation model
  • Understand the concept of corporate governance
  • Estimate a firm’s cost of capital
  • Apply the evaluation techniques of capital budgeting analysis
  • Understand the concept of dividend policy
  • Understand the different types of risks that affect business decision
  • Understand how businesses determine their optimal capital structure
  • Understand the concept of working capital management

Duration: 7 weeks   |   Credit Hours: 3

This course deals with structure, functions, policies and decision-making within financial institutions.

Duration: 7 weeks   |   Credit Hours: 3

This advanced case study course deals with the management of corporate finance.

Duration: 7 weeks   |   Credit Hours: 3

A study of objectives, functions and organization of typical human resource management, emphasizing job analysis, selection and placement; development and training; safety and health; employee relations; administration of wages and benefits; labor legislation; and personnel research.

Learning Outcomes:

  • Inspire a curiosity for and understanding of the historical evolution of HRM thought as it pertains to current day practices.
  • Be able to identify current problems, issues, and trends faced by human resource professionals
  • Increase your understanding of the functions of management and organizations in the real world
  • Recognize the importance of business ethics and the role it plays in HRM, as HR professionals serve as advocates for the workforce while complying with the corporate objectives of senior management
  • Demonstrate comprehension of the legal environment that affects HRM
  • Demonstrate an understanding of job analysis; recruitment of employees, including internal and external sources; selection of employees, including concerns of validity and reliability
  • Show a basic understanding of the performance evaluation process, including methods of performance appraisal and potential errors involved
  • Demonstrate an understanding of organizational reward systems, in particular: wage and salary systems; incentive based or performance-based systems; and employee benefits, including retirement benefits, health benefits, etc.
  • Exhibit understanding of employee safety and health concerns and requirements, particularly the Occupational Safety and Health Act (OSHA)

Duration: 7 weeks   |   Credit Hours: 3

Course examines the application of principles and concepts of the behavioral sciences and total quality management to the interpersonal relationships found within modern organizations. As quality management practices replace authoritarian structures with more democratic processes, a need to stress continuous improvement, self-regulation of work content and structure within a job, self-evaluation of performance, self-adjustment in response to work system variability, and participation in the setting of job goals or objectives are seen as the key to effective managerial behavior.

Learning Outcomes:

  • Identify and discuss the elements of human behavior in groups/organizations and management of human resources
  • Identify and apply skills in problem identification, diagnosis, decision-making, and implementation in human problem situations
  • Investigate the frameworks for the analysis of human performance in organizations, to include discussion, analysis, and application of:
    • Individual behavior and motivation
    • Interpersonal interaction and communication
    • Group processes, teamwork, and leadership
    • Organizational processes and structures
    • Management practices to improve human performance and productivity

Duration: 7 weeks   |   Credit Hours: 3

A course designed to aid the prospective small business owner in deciding whether to start or purchase a retail business, including becoming aware of pitfalls and failure, and understanding how various decisions might increase chances of success. Small business will be compared and contrasted with the larger corporation on several topics.

Learning Outcomes:

The aim of this course is to provide potential entrepreneurs with a background and foundation on the startup of new ventures and to introduce aspects of planning and management related to small business. The objectives of the course are:

  • Identify and analyze potential business opportunities.
  • Examine differences between new ventures and existing organizations
  • Identify common issues that arise in new venture creation
  • Investigate how potential entrepreneurs can be better prepared to address issues that arise
  • in new venture creation
  • Explain what is necessary to start a new venture
  • Analyze if entrepreneurship is a worthwhile pursuit

Duration: 7 weeks   |   Credit Hours: 3

A study of the theoretical and practical perspectives of the various negotiation process strategies and tactics found in the contemporary business and social setting. Emphasis will be placed on the preparation element of the negotiation process, distributive and integrative negotiation techniques, along with developing negotiation styles, relational trust building, power, persuasion and ethics, creativity and problem-solving in negotiations, multiparty and multicultural negotiations.

Learning Outcomes:

  • Demonstrate an understanding that negotiation is a critical life skill that can be learned and improved
  • Identify and explain the importance of all phases of negotiations.
  • Explain and discuss how persuasion, power, and ethics figure as key negotiating challenges.
  • Explain and discuss how to develop differing negotiation styles and behaviors and their respective impact on negotiated outcomes.
  • Explain and discuss why building trusting relationships can result in more lasting and more effective negotiations.
  • Identify patterns and phases in negotiation settings, how to mitigate them, and how selecting one pattern from another may result in different results.
  • Explain and discuss the implications for negotiation in cross-cultural settings.
  • Demonstrate an understanding of and ability to use the language of negotiation both in speaking and writing

Duration: 7 weeks   |   Credit Hours: 3

This course deals with fixed income, derivatives, and foreign exchange. Prerequisite: FIN 53324 with a minimum grade of C.

Students must take 6 credit hours of any advisor-approved elective courses to meet the degree plan requirements.

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